| WV | ME | WY | MS | TX | NC | FL |
| MT | SD | AL | AZ | AR | RI | UT |
| OK | NM | LA | PA | MO | TN | IL |
| SC | NH | DE | WI | KS | OR | NJ |
| VT | ND | NE | GA | NY | NV | CT |
| IA | IN | MI | VA | AK | MA | CA |
| KY | OH | ID | CO | MN | WA | HI |
| MD | DC |
U.S. Average
Full Cost of Individual ESI: $4,118.00
Median Annual Wage: $30,400.00
Individual ESI as a Share of Median Annual Wage: 13.55%
Full Cost of Individual Employer-Sponsored Health Insurance
The full cost of individual employer-sponsored health insurance measures the total premium paid for the average health insurance plan offered by an employer for employee-only coverage. (This includes the share of the premium paid by the employer and employee).
Median annual wage is the measure of the annual salary (or hourly wage times hour worked) of the single individual at the exact middle of the wage distribution (half of the individuals in the sample make more, half make less).
The share of median annual wage spent on the full premium of an individual employer-sponsored health insurance plan measures what portion of an individual’s income must be spent to pay 100 percent of an employer-sponsored insurance premium.
| Rank | State | Full Cost of Individual ESI | Median Annual Wage | Individual ESI as a Share of Median Annual Wage |
|---|---|---|---|---|
| 1 | West Virginia | $4,349.00 | $24,770.00 | 17.56% |
| 2 | Maine | $4,663.00 | $28,630.00 | 16.29% |
| 3 | Montana | $4,144.00 | $25,670.00 | 16.14% |
| 4 | Wyoming | $4,605.00 | $28,650.00 | 16.07% |
| 5 | South Dakota | $3,938.00 | $24,870.00 | 15.83% |
| 6 | Oklahoma | $3,967.00 | $25,840.00 | 15.35% |
| 7 | Mississippi | $3,704.00 | $24,300.00 | 15.24% |
| 8 | Alabama | $3,943.00 | $25,980.00 | 15.18% |
| 9 | New Mexico | $4,037.00 | $26,730.00 | 15.10% |
| 10 | South Carolina | $4,013.00 | $26,730.00 | 15.01% |
| 11 | Texas | $4,133.00 | $27,570.00 | 14.99% |
| 12 | Arizona | $4,280.00 | $28,650.00 | 14.94% |
| 13 | Louisiana | $3,938.00 | $26,420.00 | 14.91% |
| 14 | New Hampshire | $4,622.00 | $31,440.00 | 14.70% |
| 15 | Vermont | $4,322.00 | $29,510.00 | 14.65% |
| 16 | North Carolina | $4,027.00 | $27,980.00 | 14.39% |
| 17 | Arkansas | $3,567.00 | $24,810.00 | 14.38% |
| 18 | Pennsylvania | $4,277.00 | $29,800.00 | 14.35% |
| 19 | Delaware | $4,712.00 | $32,910.00 | 14.32% |
| 20 | North Dakota | $3,787.00 | $26,570.00 | 14.25% |
| 21 | Iowa | $3,916.00 | $27,520.00 | 14.23% |
| 22 | Florida | $3,936.00 | $27,670.00 | 14.22% |
| 23 | Rhode Island | $4,595.00 | $32,430.00 | 14.17% |
| 24 | Missouri | $3,958.00 | $27,950.00 | 14.16% |
| 25 | Wisconsin | $4,241.00 | $30,130.00 | 14.08% |
| 26 | Nebraska | $3,890.00 | $27,680.00 | 14.05% |
| 27 | Indiana | $3,989.00 | $28,500.00 | 14.00% |
| 28 | Kentucky | $3,791.00 | $27,270.00 | 13.90% |
| 29 | Utah | $3,849.00 | $28,000.00 | 13.75% |
| 30 | Tennessee | $3,747.00 | $27,280.00 | 13.74% |
| 31 | Kansas | $3,833.00 | $28,010.00 | 13.68% |
| 32 | Georgia | $3,873.00 | $28,660.00 | 13.51% |
| 33 | Michigan | $4,446.00 | $32,990.00 | 13.48% |
| 34 | Ohio | $4,054.00 | $30,100.00 | 13.47% |
| 35 | Illinois | $4,245.00 | $31,650.00 | 13.41% |
| 36 | Oregon | $4,122.00 | $31,020.00 | 13.29% |
| 37 | New York | $4,605.00 | $35,170.00 | 13.09% |
| 38 | Virginia | $4,091.00 | $31,610.00 | 12.94% |
| 39 | Idaho | $3,573.00 | $28,020.00 | 12.75% |
| 40 | New Jersey | $4,471.00 | $35,840.00 | 12.47% |
| 41 | Nevada | $3,583.00 | $28,750.00 | 12.46% |
| 42 | Alaska | $4,539.00 | $36,810.00 | 12.33% |
| 43 | Colorado | $4,024.00 | $32,910.00 | 12.23% |
| 44 | Connecticut | $4,402.00 | $36,940.00 | 11.92% |
| 45 | Massachusetts | $4,448.00 | $37,350.00 | 11.91% |
| 46 | Minnesota | $3,981.00 | $33,560.00 | 11.86% |
| 47 | California | $4,036.00 | $34,040.00 | 11.86% |
| 48 | Washington | $4,056.00 | $34,970.00 | 11.60% |
| 49 | Hawaii | $3,549.00 | $31,130.00 | 11.40% |
| 50 | Maryland | $3,930.00 | $34,810.00 | 11.29% |
| 51 | District of Columbia | $4,540.00 | $49,810.00 | 9.11% |