| WV | LA | NM | OK | DE | KY | TN |
| MS | MT | ME | AR | MO | FL | ND |
| AL | TX | NC | OR | PA | ID | NE |
| SC | WY | NY | OH | DC | SD | WA |
| IN | KS | IL | RI | IA | CA | VA |
| AZ | MI | GA | MA | NH | CT | UT |
| WI | VT | AK | CO | MN | NV | NJ |
| MD | HI |
U.S. Average
Family ESI: 23.70%
Remaining Income: 76.30%
Full Cost of Family Employer-Sponsored Health Insurance as a Share of Median Household Income
The full cost of family employer-sponsored health insurance measures the total premium paid for the average health insurance plan offered by an employer for coverage of an employee and his/her family. (This includes the share of the premium paid by the employer and employee).
Median household income is a measure of the income of the exact “middle” household (half of the households in the sample make more, half make less). The figure includes the earnings of all those in a household over the age of 15.
The share of median household income that is spent on the full cost of an employer-sponsored health insurance plan measures what part of a household’s income must be spent to pay 100 percent of an employer-sponsored insurance premium.
| Rank | State | Family ESI | Remaining Income |
|---|---|---|---|
| 1 | West Virginia | 29.67% | 70.33% |
| 2 | Louisiana | 28.81% | 71.19% |
| 3 | Mississippi | 28.45% | 71.55% |
| 4 | New Mexico | 28.11% | 71.89% |
| 5 | Montana | 27.79% | 72.21% |
| 6 | Alabama | 27.70% | 72.30% |
| 7 | Oklahoma | 27.26% | 72.74% |
| 8 | Maine | 27.17% | 72.83% |
| 9 | Texas | 27.16% | 72.84% |
| 10 | South Carolina | 27.00% | 73.00% |
| 11 | Delaware | 26.54% | 76.72% |
| 12 | Arkansas | 26.50% | 73.50% |
| 13 | North Carolina | 26.31% | 73.69% |
| 14 | Wyoming | 25.93% | 74.07% |
| 15 | Indiana | 25.67% | 74.33% |
| 16 | Kentucky | 25.49% | 74.51% |
| 17 | Missouri | 25.11% | 74.89% |
| 18 | Oregon | 25.06% | 74.94% |
| 19 | New York | 24.91% | 75.09% |
| 20 | Kansas | 24.84% | 75.16% |
| 21 | Arizona | 24.73% | 75.27% |
| 22 | Tennessee | 24.56% | 75.44% |
| 23 | Florida | 24.53% | 75.47% |
| 24 | Pennsylvania | 24.50% | 75.50% |
| 25 | Ohio | 23.96% | 76.04% |
| 26 | Illinois | 23.88% | 76.12% |
| 27 | Michigan | 23.84% | 76.16% |
| 28 | Wisconsin | 23.84% | 76.16% |
| 29 | North Dakota | 23.78% | 76.22% |
| 30 | Idaho | 23.47% | 76.53% |
| 31 | District of Columbia | 23.28% | 73.46% |
| 32 | Rhode Island | 22.77% | 77.23% |
| 33 | Georgia | 22.31% | 77.69% |
| 34 | Vermont | 22.29% | 77.71% |
| 35 | Nebraska | 22.07% | 77.93% |
| 36 | South Dakota | 21.95% | 78.05% |
| 37 | Iowa | 21.94% | 78.06% |
| 38 | Massachusetts | 21.72% | 78.28% |
| 39 | Alaska | 21.37% | 78.63% |
| 40 | Washington | 21.35% | 78.65% |
| 41 | California | 21.13% | 78.87% |
| 42 | New Hampshire | 21.00% | 79.00% |
| 43 | Colorado | 20.77% | 79.23% |
| 44 | Virginia | 20.76% | 79.24% |
| 45 | Connecticut | 20.51% | 79.50% |
| 46 | Minnesota | 20.31% | 79.69% |
| 47 | Utah | 19.73% | 80.27% |
| 48 | Nevada | 19.10% | 80.90% |
| 49 | New Jersey | 18.33% | 81.67% |
| 50 | Maryland | 17.87% | 82.13% |
| 51 | Hawaii | 15.45% | 84.55% |