| Rank | State | Deductible (2006) | Deductible (2016) | Rate of Growth |
|---|---|---|---|---|
| 1 | Hawaii | $1,524.00 | $18,283.09 | 28.21% |
| 2 | Vermont | $2,016.00 | $7,626.72 | 14.23% |
| 3 | Delaware | $1,558.00 | $6,669.79 | 15.65% |
| 4 | Florida | $1,567.00 | $4,814.29 | 11.88% |
| 5 | Missouri | $1,470.00 | $4,555.95 | 11.98% |
| 6 | Indiana | $1,573.00 | $3,915.58 | 9.55% |
| 7 | Oklahoma | $1,545.00 | $3,887.47 | 9.67% |
| 8 | North Carolina | $1,584.00 | $3,850.15 | 9.29% |
| 9 | Minnesota | $1,414.00 | $3,787.22 | 10.35% |
| 10 | Wyoming | $1,842.00 | $3,749.87 | 7.37% |
| 11 | Connecticut | $1,436.00 | $3,672.07 | 9.84% |
| 12 | Utah | $1,493.00 | $3,465.19 | 8.78% |
| 13 | South Carolina | $1,429.00 | $3,447.63 | 9.21% |
| 14 | Washington | $1,256.00 | $3,439.42 | 10.60% |
| 15 | Iowa | $1,505.00 | $3,282.93 | 8.11% |
| 16 | New Mexico | $1,460.00 | $3,267.07 | 8.39% |
| 17 | Arizona | $1,495.00 | $3,174.16 | 7.82% |
| 18 | Oregon | $1,347.00 | $3,141.71 | 8.84% |
| 19 | Colorado | $1,609.00 | $3,069.14 | 6.67% |
| 20 | Maine | $1,415.00 | $3,055.04 | 8.00% |
| 21 | Tennessee | $1,464.00 | $2,906.65 | 7.10% |
| 22 | California | $1,265.00 | $2,821.66 | 8.35% |
| 23 | New Hampshire | $1,570.00 | $2,674.04 | 5.47% |
| 24 | Mississippi | $1,578.00 | $2,593.01 | 5.09% |
| 25 | New York | $1,271.00 | $2,557.53 | 7.24% |
| 26 | South Dakota | $1,551.00 | $2,472.83 | 4.78% |
| 27 | Nevada | $1,135.00 | $2,453.31 | 8.01% |
| 28 | Texas | $1,555.00 | $2,433.60 | 4.58% |
| 29 | Massachusetts | $1,159.00 | $2,349.64 | 7.32% |
| 30 | Wisconsin | $1,427.00 | $2,337.34 | 5.06% |
| 31 | Illinois | $1,327.00 | $2,322.80 | 5.76% |
| 32 | Kansas | $1,400.00 | $2,322.34 | 5.19% |
| 33 | West Virginia | $1,130.00 | $2,277.24 | 7.26% |
| 34 | Kentucky | $1,178.00 | $2,267.88 | 6.77% |
| 35 | Montana | $1,663.00 | $2,252.23 | 3.08% |
| 36 | Louisiana | $1,518.00 | $2,245.88 | 3.99% |
| 37 | Rhode Island | $1,142.00 | $2,160.10 | 6.58% |
| 38 | Nebraska | $1,325.00 | $2,118.00 | 4.80% |
| 39 | Georgia | $1,343.00 | $2,100.00 | 4.57% |
| 40 | Ohio | $1,194.00 | $2,028.72 | 5.44% |
| 41 | New Jersey | $1,311.00 | $2,005.38 | 4.34% |
| 42 | Pennsylvania | $1,097.00 | $1,888.89 | 5.58% |
| 43 | Alabama | $1,022.00 | $1,781.85 | 5.72% |
| 44 | Maryland | $993.00 | $1,651.45 | 5.22% |
| 45 | Michigan | $1,015.00 | $1,593.78 | 4.62% |
| 46 | District of Columbia | $1,035.00 | $1,579.47 | 4.32% |
| 47 | Alaska | $1,112.00 | $1,548.71 | 3.37% |
| 48 | North Dakota | $1,097.00 | $1,450.61 | 2.83% |
| 49 | Virginia | $1,089.00 | $1,386.85 | 2.45% |
| 50 | Arkansas | $1,372.00 | $1,359.58 | -0.09% |
| 51 | Idaho | $1,208.00 | $937.36 | -2.50% |