U.S. Average

Family ESI: 45.45%
Remaining Income: 54.55%

Full Cost of Family Employer-Sponsored Health Insurance as a Share Median Household Income (2016)

The full cost of family employer-sponsored health insurance measures the total premium paid for the average health insurance plan offered by an employer for coverage of an employee and his/her family. (This includes the share of the premium paid by the employer and employee).

Median household income is a measure of the income of the exact “middle” household (half of the households in the sample make more, half make less). The figure includes the earnings of all those in a household over the age of 15.

The share of median household income that is spent on the full cost of an employer-sponsored health insurance plan measures what part of a household’s income must be spent to pay 100 percent of an employer-sponsored insurance premium.

The 2016 projections for the full cost of family employer-sponsored health insurance and the median household income are constructed by applying a compounded annual growth rate based on historical data for each measure spanning ten years from 1997 to 2006. For more information on these projections click here.

Click here for sources