| DE | ME | WY | CO | NM | WV | WA |
| MI | NH | RI | VT | CA | MO | OR |
| AZ | NY | SC | NJ | IN | OK | TX |
| PA | WI | VA | OH | AK | ND | LA |
| MA | DC | MT | CT | NE | FL | MS |
| IL | MN | HI | IA | MD | SD | GA |
| NC | KY | AL | UT | TN | AR | KS |
| ID | NV |
U.S. Average
Individual ESI (2006): $4,118.00
Individual ESI (2016): $8,268.85
Median Annual Wage (2006): $30,400.00
Median Annual Wage (2016): $38,045.67
Full Cost of Individual Employer-Sponsored Health Insurance (2016)
The full cost of individual employer-sponsored health insurance measures the total premium paid for the average health insurance plan offered by an employer for employee-only coverage. (This includes the share of the premium paid by the employer and employee).
Median annual wage is the measure of the annual salary (or hourly wage times hour worked) of the single individual at the exact middle of the wage distribution (half of the individuals in the sample make more, half make less).
The 2016 projections for the full cost of individual employer-sponsored health insurance and the median annual wage are constructed by applying a compounded annual growth rate based on historical data for each measure spanning ten years from 1997 to 2006. For more information on these projections click here.
| Rank | State | Individual ESI (2006) | Individual ESI (2016) | Median Annual Wage (2006) | Median Annual Wage (2016) |
|---|---|---|---|---|---|
| 1 | Delaware | $4,712.00 | $10,783.51 | $32,910.00 | $25,757.14 |
| 2 | Maine | $4,663.00 | $10,606.00 | $28,630.00 | $37,438.47 |
| 3 | Michigan | $4,446.00 | $9,914.04 | $32,990.00 | $40,098.57 |
| 4 | Wyoming | $4,605.00 | $9,831.10 | $28,650.00 | $40,570.68 |
| 5 | New Hampshire | $4,622.00 | $9,773.06 | $31,440.00 | $41,337.43 |
| 6 | Arizona | $4,280.00 | $9,637.10 | $28,650.00 | $35,695.15 |
| 7 | Colorado | $4,024.00 | $9,454.73 | $32,910.00 | $40,853.70 |
| 8 | Rhode Island | $4,595.00 | $9,367.15 | $32,430.00 | $41,959.53 |
| 9 | New York | $4,605.00 | $9,244.49 | $35,170.00 | $45,056.31 |
| 10 | Pennsylvania | $4,277.00 | $8,980.58 | $29,800.00 | $36,747.65 |
| 11 | New Mexico | $4,037.00 | $8,969.52 | $26,730.00 | $33,827.74 |
| 12 | Vermont | $4,322.00 | $8,927.09 | $29,510.00 | $38,154.25 |
| 13 | South Carolina | $4,013.00 | $8,893.35 | $26,730.00 | $33,716.59 |
| 14 | Wisconsin | $4,241.00 | $8,877.11 | $30,130.00 | $37,843.96 |
| 15 | Massachusetts | $4,448.00 | $8,844.86 | $37,350.00 | $48,194.80 |
| 16 | West Virginia | $4,349.00 | $8,796.71 | $24,770.00 | $30,115.91 |
| 17 | California | $4,036.00 | $8,779.48 | $34,040.00 | $43,595.07 |
| 18 | New Jersey | $4,471.00 | $8,469.88 | $35,840.00 | $45,365.43 |
| 19 | Virginia | $4,091.00 | $8,442.09 | $31,610.00 | $41,417.23 |
| 20 | District of Columbia | $4,540.00 | $8,394.33 | $49,810.00 | $113,119.72 |
| 21 | Illinois | $4,245.00 | $8,377.59 | $31,650.00 | $40,312.43 |
| 22 | Washington | $4,056.00 | $8,354.48 | $34,970.00 | $43,266.59 |
| 23 | Missouri | $3,958.00 | $8,343.28 | $27,950.00 | $34,886.00 |
| 24 | Indiana | $3,989.00 | $8,327.77 | $28,500.00 | $35,090.71 |
| 25 | Ohio | $4,054.00 | $8,257.80 | $30,100.00 | $36,753.15 |
| 26 | Montana | $4,144.00 | $8,219.83 | $25,670.00 | $33,463.66 |
| 27 | Minnesota | $3,981.00 | $8,211.20 | $33,560.00 | $42,647.80 |
| 28 | North Carolina | $4,027.00 | $8,105.12 | $27,980.00 | $34,797.90 |
| 29 | Oregon | $4,122.00 | $8,073.98 | $31,020.00 | $37,786.60 |
| 30 | Oklahoma | $3,967.00 | $8,072.70 | $25,840.00 | $32,671.81 |
| 31 | Alaska | $4,539.00 | $8,055.38 | $36,810.00 | $45,615.71 |
| 32 | Connecticut | $4,402.00 | $8,055.34 | $36,940.00 | $45,773.22 |
| 33 | Hawaii | $3,549.00 | $7,968.81 | $31,130.00 | $39,927.89 |
| 34 | Kentucky | $3,791.00 | $7,934.19 | $27,270.00 | $34,201.97 |
| 35 | Texas | $4,133.00 | $7,788.55 | $27,570.00 | $33,863.17 |
| 36 | North Dakota | $3,787.00 | $7,755.78 | $26,570.00 | $35,620.43 |
| 37 | Nebraska | $3,890.00 | $7,615.93 | $27,680.00 | $35,727.93 |
| 38 | Iowa | $3,916.00 | $7,608.94 | $27,520.00 | $34,871.59 |
| 39 | Alabama | $3,943.00 | $7,575.01 | $25,980.00 | $34,087.74 |
| 40 | Louisiana | $3,938.00 | $7,573.19 | $26,420.00 | $34,535.36 |
| 41 | Florida | $3,936.00 | $7,535.58 | $27,670.00 | $36,405.99 |
| 42 | Maryland | $3,930.00 | $7,513.24 | $34,810.00 | $47,051.31 |
| 43 | Utah | $3,849.00 | $7,374.12 | $28,000.00 | $35,319.95 |
| 44 | Mississippi | $3,704.00 | $7,282.02 | $24,300.00 | $30,945.25 |
| 45 | South Dakota | $3,938.00 | $7,274.67 | $24,870.00 | $30,952.33 |
| 46 | Tennessee | $3,747.00 | $7,143.99 | $27,280.00 | $33,575.85 |
| 47 | Georgia | $3,873.00 | $6,991.14 | $28,660.00 | $34,929.00 |
| 48 | Arkansas | $3,567.00 | $6,950.52 | $24,810.00 | $32,276.68 |
| 49 | Kansas | $3,833.00 | $6,923.21 | $28,010.00 | $34,947.84 |
| 50 | Idaho | $3,573.00 | $6,910.03 | $28,020.00 | $34,717.40 |
| 51 | Nevada | $3,583.00 | $6,211.88 | $28,750.00 | $35,913.99 |