| WV | ME | NM | OK | MO | WI | OH |
| AZ | SC | MT | IN | VT | RI | OR |
| MI | PA | NH | NC | AL | NE | NY |
| WY | MS | KY | LA | TN | DC | HI |
| SD | CO | IA | UT | VA | ID | MN |
| TX | ND | IL | CA | KS | NJ | AK |
| AR | FL | GA | WA | MA | CT | NV |
| MD | DE |
U.S. Average
Individual ESI: 16.14%
Remaining Wages: 83.86%
Full Cost of Individual Employer-Sponsored Health Insurance as a Share of Median Annual Wage (2016)
The full cost of individual employer-sponsored health insurance measures the total premium paid for the average health insurance plan offered by an employer for employee-only coverage. (This includes the share of the premium paid by the employer and employee).
Median annual wage is the measure of the annual salary (or hourly wage times hour worked) of the single individual at the exact middle of the wage distribution (half of the individuals in the sample make more, half make less).
The share of median annual wage spent on the full premium of an individual employer-sponsored health insurance plan measures what portion of an individual’s income must be spent to pay 100 percent of an employer-sponsored insurance premium.
The 2016 projections for the full cost of individual employer-sponsored health insurance and the median annual wage are constructed by applying a compounded annual growth rate based on historical data for each measure spanning ten years from 1997 to 2006. For more information on these projections click here.
| Rank | State | Individual ESI | Remaining Wages |
|---|---|---|---|
| 1 | West Virginia | 29.21% | 70.79% |
| 2 | Maine | 28.33% | 71.67% |
| 3 | Arizona | 27.00% | 73.00% |
| 4 | New Mexico | 26.52% | 73.48% |
| 5 | South Carolina | 26.38% | 73.62% |
| 6 | Michigan | 24.72% | 75.28% |
| 7 | Oklahoma | 24.71% | 75.29% |
| 8 | Montana | 24.56% | 75.44% |
| 9 | Pennsylvania | 24.44% | 75.56% |
| 10 | Wyoming | 24.23% | 75.77% |
| 11 | Missouri | 23.92% | 76.08% |
| 12 | Indiana | 23.73% | 76.27% |
| 13 | New Hampshire | 23.64% | 76.36% |
| 14 | Mississippi | 23.53% | 76.47% |
| 15 | South Dakota | 23.50% | 76.50% |
| 16 | Wisconsin | 23.46% | 76.54% |
| 17 | Vermont | 23.40% | 76.60% |
| 18 | North Carolina | 23.29% | 76.71% |
| 19 | Kentucky | 23.20% | 76.80% |
| 20 | Colorado | 23.14% | 76.86% |
| 21 | Texas | 23.00% | 77.00% |
| 22 | Ohio | 22.47% | 77.53% |
| 23 | Rhode Island | 22.32% | 77.68% |
| 24 | Alabama | 22.22% | 77.78% |
| 25 | Louisiana | 21.93% | 78.07% |
| 26 | Iowa | 21.82% | 78.18% |
| 27 | North Dakota | 21.77% | 78.23% |
| 28 | Arkansas | 21.53% | 78.47% |
| 29 | Oregon | 21.37% | 78.63% |
| 30 | Nebraska | 21.32% | 78.68% |
| 31 | Tennessee | 21.28% | 78.72% |
| 32 | Utah | 20.88% | 79.12% |
| 33 | Illinois | 20.78% | 79.22% |
| 34 | Florida | 20.70% | 79.30% |
| 35 | New York | 20.52% | 79.48% |
| 36 | District of Columbia | 20.39% | 79.61% |
| 37 | Virginia | 20.38% | 79.62% |
| 38 | California | 20.14% | 79.86% |
| 39 | Georgia | 20.02% | 79.98% |
| 40 | Hawaii | 19.96% | 80.04% |
| 41 | Idaho | 19.90% | 80.10% |
| 42 | Kansas | 19.81% | 80.19% |
| 43 | Washington | 19.31% | 80.69% |
| 44 | Minnesota | 19.25% | 80.75% |
| 45 | New Jersey | 18.67% | 81.33% |
| 46 | Massachusetts | 18.35% | 81.65% |
| 47 | Alaska | 17.66% | 82.34% |
| 48 | Connecticut | 17.60% | 82.40% |
| 49 | Nevada | 17.30% | 82.70% |
| 50 | Maryland | 15.97% | 84.03% |
| 51 | Delaware | 15.23% | 84.77% |