| NM | ME | OR | MO | WA | CA | WY |
| SC | MT | DE | ID | NH | VA | WI |
| IN | MI | WV | RI | AZ | VT | MD |
| PA | MN | KS | IL | OK | TX | DC |
| CO | AL | LA | MA | NY | FL | NJ |
| AR | MS | GA | IA | AK | NC | TN |
| NE | OH | ND | CT | UT | NV | KY |
| HI | SD |
U.S. Average
Employee Contribution to Family ESI: 7.88%
Median Household Income 0.77%
Annual Rate of Growth: Employee Contribution to Full Cost of Family Employer-Sponsored Health Insurance vs. Median Household Income
The employee contribution to the full cost of a family employer-sponsored insurance plan refers to the dollar amount and / or share of the premium that an employee is required to contribute to their employer-based family health insurance coverage.
Median household income is a measure of the income of the exact “middle” household (half of the households in the sample make more, half make less). The figure includes the earnings of all those in a household over the age of 15.
The annual rate of growth for each measure is based on historical data spanning 10 years from 1997 to 2006. The 2016 projections of the employee contribution to the full cost of family employer-sponsored health insurance and the median household income are constructed by applying these compounded annual growth rates. For more information on these projections click here.
| Rank | State | Employee Contribution to Family ESI | Median Household Income |
|---|---|---|---|
| 1 | New Mexico | 9.73% | 1.87% |
| 2 | Maine | 9.32% | 0.95% |
| 3 | South Carolina | 8.96% | -0.24% |
| 4 | Oregon | 8.82% | 0.63% |
| 5 | Montana | 8.73% | 1.46% |
| 6 | Indiana | 8.69% | 0.04% |
| 7 | Missouri | 8.65% | 0.22% |
| 8 | Delaware | 8.64% | 0.37% |
| 9 | Michigan | 8.62% | 0.06% |
| 10 | Pennsylvania | 8.59% | 0.64% |
| 11 | Washington | 8.59% | 0.98% |
| 12 | Idaho | 8.57% | 1.05% |
| 13 | West Virginia | 8.51% | 1.84% |
| 14 | Minnesota | 8.45% | 0.83% |
| 15 | Colorado | 8.42% | 0.96% |
| 16 | California | 8.37% | 1.14% |
| 17 | New Hampshire | 8.31% | 2.34% |
| 18 | Rhode Island | 8.25% | 1.70% |
| 19 | Kansas | 8.24% | 0.80% |
| 20 | Alabama | 8.16% | 0.28% |
| 21 | Arkansas | 8.14% | 1.43% |
| 22 | Wyoming | 8.10% | 1.61% |
| 23 | Virginia | 8.05% | 1.15% |
| 24 | Arizona | 7.99% | 1.42% |
| 25 | Illinois | 7.99% | 0.02% |
| 26 | Louisiana | 7.92% | -0.18% |
| 27 | Mississippi | 7.89% | 0.40% |
| 28 | Nebraska | 7.86% | 1.15% |
| 29 | Wisconsin | 7.85% | 0.32% |
| 30 | Vermont | 7.84% | 1.53% |
| 31 | Oklahoma | 7.83% | 1.02% |
| 32 | Massachusetts | 7.81% | 1.02% |
| 33 | Georgia | 7.76% | 1.16% |
| 34 | Ohio | 7.75% | 0.73% |
| 35 | Maryland | 7.67% | 1.22% |
| 36 | Texas | 7.46% | 0.45% |
| 37 | New York | 7.42% | 0.81% |
| 38 | Iowa | 7.35% | 1.36% |
| 39 | North Dakota | 7.35% | 1.03% |
| 40 | District of Columbia | 7.32% | 2.01% |
| 41 | Florida | 7.31% | 1.37% |
| 42 | Alaska | 7.31% | -0.48% |
| 43 | Connecticut | 7.30% | 1.50% |
| 44 | New Jersey | 6.98% | 0.70% |
| 45 | North Carolina | 6.87% | -0.62% |
| 46 | Utah | 6.85% | 0.76% |
| 47 | Tennessee | 6.85% | 0.60% |
| 48 | Nevada | 6.84% | 0.87% |
| 49 | Kentucky | 6.62% | -0.37% |
| 50 | Hawaii | 5.87% | 1.71% |
| 51 | South Dakota | 5.56% | 1.99% |