| MT | SD | KY | NE | FL | DC | MO |
| VT | NM | WY | TN | DE | VA | NC |
| UT | CT | IA | GA | OH | ND | NV |
| OK | MA | ID | LA | NY | AR | SC |
| KS | CO | TX | OR | WV | AZ | MN |
| AL | MD | IL | WI | MI | HI | CA |
| RI | IN | MS | ME | AK | PA | NJ |
| NH | WA |
U.S. Average
Employee Contribution to Full Cost of Individual ESI: 9.43%
Median Annual Wage: 2.15%
Annual Rate of Growth: Employee Contribution to Full Cost of Individual Employer-Sponsored Health Insurance vs. Median Annual Wage
The employee contribution to the full cost of an individual employer-sponsored health insurance plan refers to the dollar amount and / or share of the premium paid by the employee for employee-only health insurance coverage.
Median annual wage is the measure of the annual salary (or hourly wage times hour worked) of the single individual at the exact middle of the wage distribution (half of the individuals in the sample make more, half make less).
The annual rate of growth for each measure is based on historical data spanning 10 years from 1997 to 2006. The 2016 projections of the employee contribution to the full cost of individual employer-sponsored health insurance and the median annual wage are constructed by applying these compounded annual growth rates. For more information on these projections click here.
| Rank | State | Employee Contribution to Full Cost of Individual ESI | Median Annual Wage |
|---|---|---|---|
| 1 | Montana | 6.13% | 2.56% |
| 2 | South Dakota | 6.16% | 2.08% |
| 3 | Vermont | 6.23% | 2.40% |
| 4 | Kentucky | 6.40% | 2.17% |
| 5 | New Mexico | 6.44% | 2.29% |
| 6 | Utah | 6.64% | 2.18% |
| 7 | Nebraska | 7.00% | 2.52% |
| 8 | Wyoming | 7.14% | 3.22% |
| 9 | Connecticut | 7.36% | 2.04% |
| 10 | Oklahoma | 7.36% | 2.29% |
| 11 | Florida | 7.51% | 2.61% |
| 12 | Tennessee | 7.62% | 2.05% |
| 13 | Iowa | 7.66% | 2.28% |
| 14 | Massachusetts | 7.67% | 2.55% |
| 15 | Kansas | 7.70% | 2.07% |
| 16 | District of Columbia | 7.70% | 8.93% |
| 17 | Delaware | 7.84% | -2.93% |
| 18 | Georgia | 7.96% | 1.91% |
| 19 | Idaho | 8.04% | 2.15% |
| 20 | Colorado | 8.21% | 2.10% |
| 21 | Alabama | 8.35% | 2.51% |
| 22 | Missouri | 8.40% | 2.01% |
| 23 | Virginia | 8.74% | 2.67% |
| 24 | Ohio | 8.75% | 1.95% |
| 25 | Louisiana | 8.79% | 2.57% |
| 26 | Texas | 8.94% | 1.89% |
| 27 | Maryland | 9.09% | 2.91% |
| 28 | Rhode Island | 9.09% | 2.59% |
| 29 | North Carolina | 9.23% | 2.07% |
| 30 | North Dakota | 9.30% | 2.90% |
| 31 | New York | 9.36% | 2.38% |
| 32 | Oregon | 9.39% | 1.89% |
| 33 | Illinois | 9.75% | 2.30% |
| 34 | Indiana | 9.77% | 1.99% |
| 35 | Nevada | 9.88% | 2.08% |
| 36 | Arkansas | 9.92% | 2.49% |
| 37 | West Virginia | 9.99% | 1.90% |
| 38 | Wisconsin | 10.30% | 2.24% |
| 39 | Mississippi | 10.34% | 2.30% |
| 40 | South Carolina | 10.46% | 2.18% |
| 41 | Arizona | 10.51% | 2.09% |
| 42 | Michigan | 10.97% | 2.00% |
| 43 | Maine | 11.01% | 2.60% |
| 44 | Minnesota | 11.14% | 2.39% |
| 45 | Hawaii | 11.38% | 2.38% |
| 46 | Alaska | 11.44% | 1.94% |
| 47 | California | 12.06% | 2.41% |
| 48 | Pennsylvania | 12.09% | 1.97% |
| 49 | New Jersey | 12.38% | 2.30% |
| 50 | New Hampshire | 13.41% | 2.77% |
| 51 | Washington | 14.42% | 2.01% |