Employee Contribution to Full Cost of Individual Employer-Sponsored Health Insurance as a Share of Median Annual Wage (2016)
U.S. Average
Contribution to ESI: 3.79%
Remaining Wages: 96.21%
Employee Contribution to Full Cost of Individual Employer-Sponsored Health Insurance as a Share of Median Annual Wage (2016)
The employee contribution to the full cost of individual employer-sponsored health insurance measures the annual premium contribution paid by an employee for employee-only health insurance coverage.
Median annual wage is the measure of the annual salary (or hourly wage times hour worked) of the single individual at the exact middle of the wage distribution (half of the individuals in the sample make more, half make less).
The share of median annual wage spent on the employee’s contribution to an individual employer-sponsored health insurance plan measures what portion of an individual’s budget must be spent to pay their portion of an employer-sponsored insurance plan.
The 2016 projections for the **employee contribution to the full cost of a individual employer-sponsored health insurance ** plan and the median annual wage are constructed by applying a compounded annual growth rate based on historical data for each measure spanning ten years from 1997 to 2006. For more information on these projections click here.
| Rank | State | Contribution to ESI | Remaining Wages |
|---|---|---|---|
| 1 | New Hampshire | 8.55% | 91.45% |
| 2 | Maine | 8.13% | 91.87% |
| 3 | Pennsylvania | 7.51% | 92.49% |
| 4 | West Virginia | 7.10% | 92.90% |
| 5 | South Carolina | 6.50% | 93.50% |
| 6 | New Jersey | 6.39% | 93.61% |
| 7 | Mississippi | 6.28% | 93.72% |
| 8 | Wisconsin | 6.23% | 93.77% |
| 9 | Arizona | 6.11% | 93.89% |
| 10 | Indiana | 6.03% | 93.97% |
| 11 | Alabama | 5.83% | 94.17% |
| 12 | Arkansas | 5.58% | 94.42% |
| 13 | Washington | 5.54% | 94.46% |
| 14 | Virginia | 5.47% | 94.53% |
| 15 | Minnesota | 5.46% | 94.54% |
| 16 | Georgia | 5.31% | 94.69% |
| 17 | New York | 5.24% | 94.76% |
| 18 | Illinois | 5.17% | 94.83% |
| 19 | Louisiana | 5.08% | 94.92% |
| 20 | Texas | 5.06% | 94.94% |
| 21 | Ohio | 4.92% | 95.08% |
| 22 | Rhode Island | 4.90% | 95.10% |
| 23 | North Carolina | 4.89% | 95.11% |
| 24 | Florida | 4.87% | 95.13% |
| 25 | Michigan | 4.82% | 95.18% |
| 26 | Nebraska | 4.81% | 95.19% |
| 27 | California | 4.71% | 95.29% |
| 28 | Iowa | 4.70% | 95.30% |
| 29 | Tennessee | 4.62% | 95.38% |
| 30 | Alaska | 4.62% | 95.38% |
| 31 | North Dakota | 4.61% | 95.39% |
| 32 | Kansas | 4.59% | 95.41% |
| 33 | Maryland | 4.55% | 95.45% |
| 34 | Missouri | 4.51% | 95.49% |
| 35 | Utah | 4.45% | 95.55% |
| 36 | Massachusetts | 4.39% | 95.61% |
| 37 | South Dakota | 4.22% | 95.78% |
| 38 | Oklahoma | 4.05% | 95.95% |
| 39 | New Mexico | 4.01% | 95.99% |
| 40 | Nevada | 3.94% | 96.06% |
| 41 | Colorado | 3.86% | 96.14% |
| 42 | Connecticut | 3.83% | 96.17% |
| 43 | Kentucky | 3.76% | 96.24% |
| 44 | District of Columbia | 3.57% | 96.43% |
| 45 | Oregon | 3.55% | 96.45% |
| 46 | Vermont | 3.54% | 96.46% |
| 47 | Idaho | 3.53% | 96.47% |
| 48 | Montana | 3.24% | 96.76% |
| 49 | Wyoming | 3.22% | 96.78% |
| 50 | Hawaii | 2.69% | 97.31% |
| 51 | Delaware | 2.21% | 97.79% |